Kenanga Digital Investing (KDI) is not a trading platform nor do we offer trading-style investments. Investments in capital markets require risk management over volatile market cycles. Therefore, time horizons are very important elements in adopting a proper investing approach.
For KDI Invest (where the underlying assets are largely based in capital markets and commodities type asset classes which are invested through ETFs), Kenanga Digital Investing (KDI) recommends that investors to adopt a time horizon longer than one year. While you are able to withdraw your funds at any time, investors should allow at least a three-year time horizon to manage and ‘smooth out risk over various market cycles for optimal results.
But we understand that you have day-to-day payment obligations which require flexibility. That’s why we recommend KDI Save for those looking at shorter-term investment tenures of less than a year. KDI Save is a flexible, no-strings-attached alternative to term savings products like Fixed Deposits. KDI Save is designed to ensure you get similar or better than a basic fixed deposit rate while enjoying the flexibility of being able to deposit and withdraw at any time without penalties and at your convenience.