What influences my KDI Invest returns and what kind of returns can I expect?

The returns of your KDI Invest portfolio will largely depend on your selected risk profile, which will determine your portfolio’s asset allocation strategy. For example, if you had chosen the ‘Aggressive’ risk profile, then you may be able to get a relatively higher return as compared to another investor who had chosen the ‘Conservative’ risk profile – but do bear in mind that the ‘Aggressive’ risk profile carries a greater exposure to risk in terms of market volatility. Other factors that do impact your returns are investment duration, investment costs (e.g. fees) and economic cycles or events.