There are many robo-advisors or digital investment management platforms to choose from, but often these investment strategies are still focussed on ‘pre-made’ model portfolios, requiring a lot of human intervention, implying that portfolio rebalancing is very much driven by ‘human emotions’ as opposed to data. This also means they may not be able to adapt as quickly during rapid changes in market conditions. In fact, some robo-advisors are just your typical unit trust or mutual funds outfits showing a ‘digital shopfront with a human kitchen’.
We at Kenanga Digital Investing (KDI) set ourselves apart by using a fully automated, A.I. driven robo-advisor where your investment portfolios are designed to match your risk profile using real-time market data and risk-return predictions. It also means that your portfolio’s rebalancing is done as and when needed to reduce overtrading.